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Well, we could look at your incorrect use of commas as evidence that you don’t know proper punctuation as well. But it could be simply an error. I think you are overreacting to a spelling error.

Sorry, but this defeats the major purpose for cloud based storage, especially Skydrive and Google Drive…to use cloud based office apps to work collaboratively with others. The encrypted files cannot be opened by Office 365 online apps, cannot be downloaded and used by other people unless they know your encryption password, thereby defeating the purpose of encrypting in the first place.
Realistically, anyone who can hack a Skydrive account will be able to decrypt a Boxcryptor cypher. On top of that, if there is any information SO important that you need to double encrypt it, you would be a complete fool to put it online anyway. Anything can be hacked. Anything. The question is, do you have anything valuable enough for someone to put the costly resources and time into it?
If you are a large multinational corp with billions of dollars in transfer, ok. But sorry Fred…you just don’t have enough money, influence or affect enough of the world economy to be worth hacking. And if I am mistaken, and you are, then it is much easier to break into a business and steal the computer hardware than try to hack online accounts. And if criminals are really serious, they do worse things.
I think this is a bit of paranoia in a world that really doesn’t care much about the individual…they care about the big businesses and will go after them.