PUBLIC DEFENDER By Brian Livingston When Microsoft enhanced Windows 11 in a September 2023 update to support “passkeys” — a more secure form of authentication [See the full post at: Microsoft adopts passkeys in Windows 11 — death to passwords!]
UPDATE 2023-11-21:
I’d like to thank everyone who’s commented in this thread. In my two-part column on passkeys, I’m just trying to give you a heads-up about a big change that’s coming.
If Microsoft, Apple, Google, Amazon and others all agree to support passkeys for authentication, it’s going to happen. (In the same way, most legitimate websites recently transitioned from http to https when the Web giants deemed it necessary.)
Last year alone, “At least 79 U.S. financial services companies reported data breaches … and the largest breaches affect millions of consumers each.” —AmericanBanker.com, December 22, 2022
Your passwords are not safe. The attacker has the advantage. Banks have to defend against thousands of possible attacks. A hacker needs to find only one way in that works.
I can’t say this enough: Your passkey is not sent back and forth. If you’re able to sign in to your device, you can then access websites that recognize that device. Only a CHALLENGE is sent by the server to you. If your device can send back the correct RESPONSE (i.e., public/private key encryption), you’re in.
Don’t want to carry your phone? Put a $15 FIDO2 mini-stick on your key ring, just like you take your house keys, ID, and debit card with you today. If your passkey-enabled phone is ever stolen, your mini-stick (on any PC) or any of the other devices you previously signed in on will let you recover.
The FIDO Alliance has worked on this for more than 10 years. There are acknowledged implementation details, but they will settle out. I ask everyone to read the FAQs at the FIDO website, and read columns about passkeys in other tech journals (not just mine).
For sure, people will have to learn to understand passkeys. But the concepts will some day be second nature to us. Get ready to be done with passwords. We don’t use rotary phones any more, either. (The switch from rotary to Touch-Tone took 25 years, so I think you’ll still be able to use your passwords for a while!) —BL